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Fincelo.
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Platform Module

Contract Intelligence

From PDF to structured billing terms in under three minutes. Fincelo's AI reads every contract, extracts the commercial terms that matter, and gets more accurate every time your team corrects it β€” no retraining required.

95%+
Extraction accuracy
<3 min
Per contract
11
Auto-connections on KYC approval
0
ML retraining pipeline

On this page

AI ExtractionE-SignatureContract AnalyticsSLA Breach EngineApproval WorkflowCRM IntegrationAI Agents
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AI Contract Extraction

Upload any contract as a PDF. Fincelo's AI extracts billing terms, ratchet clauses, escalation rates, and payment terms in minutes β€” and gets smarter every time you correct it.
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Confidence scoring

Every extracted field gets a calibrated confidence score blending historical accuracy with AI certainty.

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User correction loop

When you correct a field, Fincelo re-reads the contract and stores the correction as a few-shot example β€” no ML retraining required.

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Ratchet detection

Detects minimum guarantees, floor quantities, and committed headcount clauses in any wording β€” 'minimum guarantee', 'floor quantity', 'not fewer than X'.

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MSA + Addendum linking

Automatically links addendums to parent MSAs. When an addendum says 'all MSA terms incorporated', it inherits escalation clauses and payment terms.

Extraction accuracy improves with use β€” no retraining

78
Month 1
87
Month 3
93
Month 6
97
Month 12

What gets extracted from a typical SaaS contract

FieldExampleConfidence
Contract valueβ‚Ή24,00,000 / year98%
Escalation clause10% annual increase94%
Payment termsNet 30, advance billing 30 days96%
Ratchet floorMinimum 15 seats91%
Service start date1 April 202699%
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E-Signature Integration

Send, sign, and store contracts without leaving Fincelo. Native integrations with DocuSign, Adobe Sign, and Digio for India-compliant digital signatures.
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One-click send

Generate and send contracts for signature directly from the contract detail page β€” no exporting to a separate tool.

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India-compliant signatures

Digio integration for IT Act 2000 compliant e-signatures, including Aadhaar eSign.

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Auto-filing

Signed contracts are automatically filed and linked to the customer record the moment they're signed.

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Status tracking

Real-time status β€” sent, viewed, signed, or expired β€” with automatic reminders before expiry.

Supported e-signature providers

ProviderRegionCompliance
DocuSignGlobalESIGN Act, eIDAS
Adobe SignGlobalESIGN Act, eIDAS
DigioIndiaIT Act 2000, Aadhaar eSign
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Contract Analytics

A portfolio-level view of every contract's health β€” risk scores, expiry timelines, and clause-level exposure across your entire customer base.
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Risk scoring

Every contract scored on payment history, escalation compliance, and renewal likelihood β€” surfaced as Platinum, Good, Average, Poor, or Critical.

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Expiry timeline

Visual timeline of every contract's renewal date across the next 12 months, so nothing expires unnoticed.

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Clause exposure

Flags contracts with unfavorable terms β€” uncapped liability, auto-renewal traps, or missing escalation clauses.

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Portfolio trends

ARR-weighted contract health trending over time, so you see deterioration before it becomes a churn event.

Contract portfolio health distribution

22
Platinum
35
Good
28
Average
11
Poor
4
Critical
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SLA Breach Engine

Automatic escalation when service-level commitments are at risk β€” from first warning to CFO alert, fully configurable to your contract terms.
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3-tier escalation

T+42h β†’ account manager, T+66h β†’ senior manager, T+90h β†’ CFO. Fully configurable per workspace.

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Pause on rollback

Deal rollback pauses the SLA clock automatically β€” no false escalations from a sales process change.

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Audit trail

Every escalation logged with timestamp, owner, and resolution outcome.

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Revenue-at-risk tagging

Every SLA breach shows the ARR value at risk, prioritizing your team's attention by what actually matters.

Escalation tiers

TierTriggerRecipient
L1T+42 hoursAccount Manager
L2T+66 hoursSenior Manager
L3T+90 hoursCFO
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Approval Workflow

Value-based routing ensures the right person approves the right decision β€” from a β‚Ή50K discount to a β‚Ή50L contract amendment.
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Configurable thresholds

Set discount and contract value thresholds that trigger L1, L2, or L3 approval automatically.

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Role-based routing

Routes to Account Manager, Controller, or CFO based on the materiality of the decision.

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Reason capture

Every approval requires a documented reason, creating an audit-ready trail for every material decision.

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Fast-track for low-risk

Sub-threshold changes process instantly without blocking the deal β€” approval overhead only where it matters.

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CRM Integration

Contracts shouldn't start with a manual data-entry handoff. Fincelo fetches Closed Won deals directly from your CRM, converts them into contracts automatically, and keeps every downstream module β€” SLA tracking, approvals, billing β€” in sync with what's actually happening in the pipeline.
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Closed Won auto-fetch

Fincelo pulls only deals marked Closed Won β€” the stage name is configurable per CRM, so it matches your team's exact pipeline terminology.

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Rollback pauses SLA

If a deal gets moved back from Closed Won, the SLA clock for that contract pauses automatically β€” no false escalations from a sales process correction.

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Closed Lost auto-archives

Deals that move to Closed Lost are archived from the active contract pipeline without manual cleanup.

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Revenue-at-risk on breach

Every CRM-linked SLA breach surfaces the ARR value at risk, so escalation priority always reflects what's actually on the line.

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Snooze with reason

Account managers can snooze a CRM-triggered escalation with a documented reason β€” fully auditable, never silent.

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One-click upload from breach email

The breach escalation email includes a one-click upload link, so the missing contract or signature can be resolved without logging into Fincelo first.

Supported CRMs

Salesforce
Closed Won stage mapping, real-time webhook sync, rollback detection.
HubSpot
Deal-stage configuration, ARR auto-population from deal value.
Zoho CRM
Native connector, India-first field mapping for GST-ready records.
Custom / API
REST API and webhook support for any CRM with a configurable stage name.

CRM β†’ Contract lifecycle

CRM EventFincelo ActionSLA Impact
Deal marked Closed WonContract auto-created, AI extraction triggeredSLA clock starts
Deal rolled back from Closed WonContract flagged, awaiting confirmationSLA clock paused
Deal marked Closed LostContract archived from active pipelineSLA clock stopped
SLA breach at T+42h / T+66h / T+90hEscalation email with one-click upload + revenue at riskEscalates to AM β†’ Senior Manager β†’ CFO
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AI Agents at work here

Contract Intelligence isn't just a reading engine β€” two of Fincelo's seven autonomous AI agents act on what gets extracted, every day, without anyone pressing a button.
βš–οΈ Compliance Agent

Monitors contract risk 24/7

Continuously re-scans every contract for clause exposure, expiry risk, and escalation-compliance drift β€” flagging Critical-tier contracts before renewal conversations, not after.

πŸ‘€ Customer Intelligence Agent

Reads contracts for expansion + churn signals

Feeds ratchet clauses, minimum guarantees, and MSA/addendum structure into each customer's 5-dimension health score β€” so contract terms directly shape the playbook tier your team acts on.

Other modules

See Contract Intelligence on your own contracts

20 minutes. Your actual data. No generic demo.