<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Homepage -->
  <url>
    <loc>https://fincelo.app/</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- ASC 606 Revenue Recognition Engine -->
  <url>
    <loc>https://fincelo.app/asc606-engine.html</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Contract Intelligence -->
  <url>
    <loc>https://fincelo.app/contract-intelligence.html</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Billing & Subscription Management -->
  <url>
    <loc>https://fincelo.app/billing-subscription.html</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Payment Intelligence & AR -->
  <url>
    <loc>https://fincelo.app/payment-intelligence.html</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Tax Compliance (GST / TDS / US Sales Tax) -->
  <url>
    <loc>https://fincelo.app/tax-compliance.html</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- FP&A — ARR / MRR / NRR Intelligence -->
  <url>
    <loc>https://fincelo.app/fpa.html</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- AI CFO Assistant -->
  <url>
    <loc>https://fincelo.app/ai-cfo-assistance.html</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

</urlset>
